Bank of America credit cards, compared
5 Bank of America cards, from what each earns on a typical year's spending down to what its fee costs. Every card links to its own page, with every rate and where it ranks.
Ranked by what each card earns in a year once its annual fee is paid — every rate converted to dollars with a dated point valuation, spending caps honoured, and rotating categories not credited. Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
| # | Card | Annual fee | A year, after the fee |
|---|---|---|---|
| 1 |
Bank of America · Cash back · most from Groceries |
none | $397 |
| 2 |
Bank of America · Cash back · most from Groceries |
none | $397 |
| 3 |
Bank of America · Cash back · most from Groceries |
none | $397 |
| 4 |
Bank of America · Airline · most from Groceries |
$95 a year | $378 |
| 5 |
Bank of America · Cash back · most from Groceries |
$95 a year | $332 |
The best card is the one for this purchase.
Cardful picks between the cards you carry at every checkout.