Credit card benefits
Which cards come with each protection and travel benefit. Every list is built from the same catalogue the extension ships with, and only from cards whose benefits somebody has dated.
Read this first
This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 77 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.
- Credit cards with primary rental car insurance2 cards
- Credit cards with secondary rental car insurance8 cards
- Credit cards with cell phone protection5 cards
- Credit cards with purchase protection23 cards
- Credit cards with extended warranty protection22 cards
- Credit cards with trip delay insurance6 cards
- Credit cards with baggage insurance4 cards
- Credit cards with a free checked bag8 cards
- Credit cards with Priority Pass lounge access4 cards
- Credit cards with a Global Entry or TSA PreCheck credit10 cards
- Credit cards with an airline fee credit3 cards
- Credit cards with an annual free night award6 cards
- Credit cards with hotel elite status9 cards
- Credit cards with a concierge service2 cards
Benefit by benefit, on the cards with the most of them
One page for each dated benefit of the cards that list the most and still take applications: what the summary says, which cards carry the same thing for a lower fee, and what the rest of the fee buys.
American Express Platinum Card
- American Express Platinum Card: secondary rental car insuranceread 2026-09
- American Express Platinum Card: purchase protectionup to $10,000 per claim, 90 days
- American Express Platinum Card: extended warrantyread 2026-09
- American Express Platinum Card: trip delay insuranceup to $500 per claim
- American Express Platinum Card: trip cancellation insuranceup to $10,000 per claim
- American Express Platinum Card: baggage insuranceup to $3,000 per claim
- American Express Platinum Card: Priority Pass lounge accessread 2026-09
- American Express Platinum Card: Centurion Lounge accessread 2026-09
- American Express Platinum Card: Global Entry creditread 2026-09
- American Express Platinum Card: airline fee creditread 2026-09
- American Express Platinum Card: concierge serviceread 2026-09
American Express Marriott Bonvoy Bevy
- American Express Marriott Bonvoy Bevy: secondary rental car insuranceread 2026-10
- American Express Marriott Bonvoy Bevy: purchase protectionup to $10,000 per claim, 90 days
- American Express Marriott Bonvoy Bevy: extended warrantyread 2026-10
- American Express Marriott Bonvoy Bevy: trip delay insuranceup to $300 per claim
- American Express Marriott Bonvoy Bevy: baggage insuranceup to $1,250 per claim
- American Express Marriott Bonvoy Bevy: free night awardread 2026-10
- American Express Marriott Bonvoy Bevy: elite statusread 2026-10
Chase Sapphire Reserve
- Chase Sapphire Reserve: primary rental car insuranceread 2026-09
- Chase Sapphire Reserve: purchase protectionup to $10,000 per claim, 120 days
- Chase Sapphire Reserve: extended warrantyread 2026-09
- Chase Sapphire Reserve: Priority Pass lounge accessread 2026-09
- Chase Sapphire Reserve: Global Entry creditread 2026-09
- Chase Sapphire Reserve: roadside assistanceread 2026-09
- Chase Sapphire Reserve: concierge serviceread 2026-09
American Express Gold Card
- American Express Gold Card: secondary rental car insuranceread 2026-09
- American Express Gold Card: purchase protection90 days
- American Express Gold Card: extended warrantyread 2026-09
- American Express Gold Card: trip delay insuranceread 2026-09
- American Express Gold Card: baggage insuranceread 2026-09
Chase Sapphire Preferred
- Chase Sapphire Preferred: primary rental car insuranceread 2026-09
- Chase Sapphire Preferred: purchase protectionup to $500 per claim, 120 days
- Chase Sapphire Preferred: extended warrantyread 2026-09
- Chase Sapphire Preferred: trip delay insuranceread 2026-09
- Chase Sapphire Preferred: Global Entry creditread 2026-09
Capital One Venture X
- Capital One Venture X: secondary rental car insuranceread 2026-09
- Capital One Venture X: purchase protectionup to $10,000 per claim, 90 days
- Capital One Venture X: extended warrantyread 2026-09
- Capital One Venture X: Priority Pass lounge accessread 2026-09
- Capital One Venture X: Global Entry creditread 2026-09