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American Express Marriott Bonvoy Bevy: trip delay insurance

What the American Express Marriott Bonvoy Bevy's trip delay insurance covers as its issuer summarises it, which cards with dated benefits list the same thing for a lower fee, and whether the card's rewards pay its fee before the benefit is counted.

Read this first

This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 77 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.

What the summary says

Trip delay insurance up to $300 per trip when a round trip is delayed more than 12 hours

Stated limit: up to $300 per claim. That is the 2nd largest stated limit among the 3 cards here whose summaries give one for trip delay insurance.

Read from the issuer's benefit summary 2026-10.

Who it is worth it for

If trip delay insurance is the reason you are looking at the American Express Marriott Bonvoy Bevy, the Bilt Mastercard lists it too, with no annual fee — $250 a year less. 3 cards here carry it for a lower fee in all. What the difference buys is the rest of the American Express Marriott Bonvoy Bevy: its rewards and the other benefits below. Compare the two summaries before deciding they are the same cover.

On rewards alone, the illustrative household spending $2,205 a month (the assumption, in full) earns about $526 a year on the American Express Marriott Bonvoy Bevy, or $276 once its $250 fee is paid. So the rewards pay the fee before this benefit is counted: for somebody who spends like that household, the benefit comes on top.

Every card here with trip delay insurance

CardAnnual feeWhat the summary saysRead
$895 up to $500 per claim
Trip delay after 6 hours up to $500
2026-09
American Express Marriott Bonvoy Bevy (this card)
$250 up to $300 per claim
Trip delay insurance up to $300 per trip when a round trip is delayed more than 12 hours
2026-10
none up to $200 per claim
Trip delay reimbursement up to $200 per person once a trip runs more than six hours late
2026-09
$95
trip delay protection
2026-09
$150
Trip delay
2026-09
$325
trip delay after 12 hours
2026-09

The American Express Marriott Bonvoy Bevy's other dated benefits

What the American Express Marriott Bonvoy Bevy earns, category by category · Every card with trip delay insurance · How the data here is kept