American Express Classic Green Card

Is the annual fee worth it?

It earns about $772 a year on the illustrative household's spending, which is $622 once the fee is paid. The best card with no fee, American Express Blue Business Plus, nets $1,058 on the same spending — so this card is $437 a year behind. It pulls ahead of the free card once spending passes about $10,461 a month.

Price its credits, perks and sign-up bonus your way — tick what you would use and say what it is worth to you.

Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.

Where it ranks

Against every card in the catalogue, scored in dollars per $100 with no rotating categories switched on:

• #1 of 117 for Uber and Lyft — $6.00 per $100
• #1 of 117 for public transit — $6.00 per $100
• #1 of 117 for parking and tolls — $6.00 per $100
• #1 of 117 for car rentals — $6.00 per $100
• #2 of 117 for food delivery — $6.00 per $100
• #2 of 117 for Airbnb and vacation rentals — $6.00 per $100

Where a year's rewards come from

Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.

Protections and travel benefits

From the issuer's own benefit summary as of 2026-09. These are read from summaries rather than the full guide to benefits, which has the exclusions — check it before relying on one.

• Purchase protection — up to $1,000 per claim, 90 days
• Extended warranty
• Trip delay
• Baggage

What the issuer lists besides rewards

• Up to $209 a year in CLEAR Plus credits
• Trip delay and baggage insurance
• Closed to new applicants — Amex renamed it the Classic Green Card in August 2026 and existing holders keep their benefits
• Purchase protection up to $1,000 per claim for 90 days after you buy
• Extended warranty adds a year to manufacturer warranties of five years or less

Similar cards

• American Express Amex EveryDay Preferred — annual fee $95 a year
• Wells Fargo Autograph Journey — annual fee $95 a year
• Bilt Obsidian Card — annual fee $95 a year
• American Express Business Green Rewards Card — annual fee $95 a year
• Every travel card, ranked
• When an annual fee pays for itself
• The best two- and three-card combinations