Credit card guides

Every ranking here uses the extension's own card data, converted to dollars at dated point values.

Which card earns the most, by category Ranked in real dollars, recomputed every build

• Best credit card for groceriesGold Card — $8.00 per $100
• Best credit card for dining outGold Card — $8.00 per $100
• Best credit card for gasSapphire Preferred — $6.00 per $100
• Best credit card for flightsPlatinum Card — $10.00 per $100
• Best credit card for hotelsSapphire Reserve — $8.00 per $100
• Best credit card for online shoppingBlue Business Plus — $4.00 per $100
• Best credit card for streaming servicesBlue Cash Preferred — $6.00 per $100
• Best credit card for food deliveryGold Card — $8.00 per $100
• Best credit card for Uber and LyftInk Business Preferred — $6.00 per $100
• Best credit card for public transitInk Business Preferred — $6.00 per $100
• Best credit card for Target and WalmartBlue Business Plus — $4.00 per $100
• Best credit card for Costco and Sam's ClubBlue Business Plus — $4.00 per $100
• Best credit card for home improvementBlue Business Plus — $4.00 per $100
• Best credit card for EV chargingSapphire Preferred — $6.00 per $100
• Best credit card for grocery deliveryBlue Business Plus — $4.00 per $100
• Best credit card for parking and tollsInk Business Preferred — $6.00 per $100
• Best credit card for car rentalsInk Business Preferred — $6.00 per $100
• Best credit card for Airbnb and vacation rentalsSapphire Reserve — $8.00 per $100
• Best credit card for department storesBlue Business Plus — $4.00 per $100
• Best credit card for sporting goodsAttune — $4.00 per $100
• Best credit card for beauty and cosmeticsAttune — $4.00 per $100
• Best credit card for office suppliesInk Business Cash — $5.00 per $100
• Best credit card for entertainmentAttune — $4.00 per $100
• Best credit card for gym membershipsAttune — $4.00 per $100
• Best credit card for phone and internet billsInk Business Preferred — $6.00 per $100
• Best credit card for utility billsBlue Business Plus — $4.00 per $100
• Best credit card for drugstoresBlue Business Plus — $4.00 per $100
• Best credit card for everyday spendingBlue Business Plus — $4.00 per $100
• Best card by store44 stores people ask about by name
• Every card, every rateAll 118 cards in the catalogue

Cards, one by one Every rate, every fee, what a year is worth

• Every cardAll 118 cards, one page each
• Card vs card25 comparisons, computed in dollars
• Card benefits14 benefits, which cards have them
• Best cash back credit cardsPays in dollars
• Best travel credit cardsBank points you can move to airlines and hotels
• Best airline credit cardsMiles in one airline's program
• Best hotel credit cardsPoints in one hotel group's program
• Best cards with no annual feeNothing to carry
• Best cards with no foreign transaction feeNothing extra abroad
• Chase cards, comparedEvery Chase card in the catalogue
• American Express cards, comparedEvery American Express card in the catalogue
• Citi cards, comparedEvery Citi card in the catalogue
• Capital One cards, comparedEvery Capital One card in the catalogue
• Discover cards, comparedEvery Discover card in the catalogue
• Wells Fargo cards, comparedEvery Wells Fargo card in the catalogue
• Bank of America cards, comparedEvery Bank of America card in the catalogue
• Bilt cards, comparedEvery Bilt card in the catalogue
• U.S. Bank cards, comparedEvery U.S. Bank card in the catalogue
• Navy Federal cards, comparedEvery Navy Federal card in the catalogue

Points and miles What each currency is worth, and who says so

• What points and miles are worth15 currencies, dated

Calculators Your cards and your spending, nothing stored

• Which card should I use?Tick your cards, pick a store — ranked
• What card should I get next?Your spending, your wallet — the card that adds most
• Is my card worth it?Your own statement — what the card really returned

How rewards actually work The arithmetic under the rankings

• Why points are worth different amountsThe valuation under every ranking
• When rewards stack, and when they do notPortals, card-linked offers and your card's own rate
• Why a bigger multiplier can earn lessReal inversions, found in the catalogue
• What a rotating bonus category actually paysThe rate nobody has all year
• When the issuer's travel portal is worth itWhat the extra points cost you
• The rewards you set up onceSign a card up, then earn without doing anything
• Which dining program is worth joiningA one-time choice, decided by point values
• The best two- and three-card combinationsWhich cards to carry together
• Cash back or travel points?The best of each kind, priced over a year
• When an annual fee pays for itselfThe spending where each fee is earned back
• When a card's bonus rate stopsSpending caps, and who wins past them
• What transferable points areAnd why they are valued higher
• Does grocery delivery earn grocery points?Usually not — the cards where it does
• Do Target and Walmart count as groceries?How superstores and warehouse clubs code

About the numbers The method, and what has changed

• How every number here is worked outThe method, the assumptions, how fresh the data is
• What has changed, and whenDated changes and re-checks, with a feed