Cardful

What card should I get next?

Enter roughly what you spend each month and tick the cards you already carry. Every other card in the catalogue is scored on what it would add — only where it beats what you already earn, spending caps honoured, rotating categories not credited — and then its annual fee is taken off. Nothing here is sponsored, and no card pays to be listed.

This calculator needs JavaScript. Every card has a page saying what it earns in a year on an illustrative household's spending.

Nothing you choose here leaves this page: your picks live in the address bar after the #, which a browser never sends to a server — so a link to this page carries them, and nothing else does. How the numbers are worked out.