The best credit cards with no foreign transaction fee

46 cards in the catalogue charge no fee on a purchase made abroad or in another currency. 14 more are left out because their fee is not recorded here — absent is not the same as zero, and a card listed on this page because nobody checked would cost somebody the fee on every purchase of a trip.

Ranked by what each card earns in a year once its annual fee is paid — every rate converted to dollars with a dated point valuation, spending caps honoured, and rotating categories not credited. Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.