U.S. Bank Altitude Connect
U.S. Bank · Visa · no annual fee · earns cash back.
Rates checked against the issuer 2026-10. Foreign transaction fee: none.
The short version
- Best at: EV charging (#3, $4.00 per $100).
- A year's rewards: about $493, with no fee to pay.
Is the annual fee worth it?
No annual fee, so everything it earns is kept: about $493 a year on the illustrative household's spending, which puts it number 17 of 46 the no-fee cards in the catalogue. All of them, ranked.
Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
What it earns, category by category
| Earns on | Rate | ConditionsWhat the issuer attaches to this rate: a spending cap, a category you have to switch on, or a booking you have to make through its travel portal. |
|---|---|---|
| Hotels, Car Rental | 5% | Only through the issuer's travel portal · Prepaid hotels and car rentals booked in the U.S. Bank Travel Center |
| Flights, Hotels, Car Rental, Rideshare & Taxis | 4% | Travel — airlines, hotels, car rentals, taxis, limousines, passenger trains and cruise lines |
| Gas Stations, EV Charging | 4% | Up to $1,000 per quarter, then the base rate · Gas stations and EV charging, first $1,000 each quarter |
| Restaurants & Bars, Groceries, Streaming | 2% | Restaurants, grocery stores and qualifying streaming services |
| Everything else | 1% |
Where it ranks
Against every card in the catalogue, scored in dollars per $100 with no rotating categories switched on:
- #3 of 84 for EV charging — $4.00 per $100
Where a year's rewards come from
| Spending on | Earns a yearWhat this card earns on each kind of spending over a year, for the illustrative household on the method page. Before the annual fee. |
|---|---|
| Groceries | $120 |
| Restaurants & Bars | $72 |
| Gas Stations | $72 |
| Everything Else | $60 |
| Flights | $48 |
| Hotels | $36 |
Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
What the issuer lists besides rewards
- No foreign transaction fees
Similar cards
- Wells Fargo Active Cash — annual fee none
- U.S. Bank Altitude Go — annual fee none
- Amazon Visa — annual fee none
- Goldman Sachs Apple Card — annual fee none
- Every cash back card, ranked
- The best two- and three-card combinations
Point values: published industry valuations. How every number here is worked out.