The best credit card for EV charging
On charging sessions, Chase Sapphire Preferred earns the most: $6.00 per $100, $2.00 more than the next card.
Rate × what the points are worth, so points and cash back compare in dollars. Counts as: Tesla Supercharger, Electrify America, ChargePoint.
The short version
- Earns the most: Chase Sapphire Preferred, $6.00 per $100, with a $95 annual fee.
- Best with no annual fee: U.S. Bank Altitude Connect, $4.00 per $100.
- Is the fee worth it? Only if you spend over $4,800 a year on EV charging, counting this category alone. Below that, the free card wins.
| # | Card | EarnsThe rate the card advertises here, in its own currency: cash back, points or miles. | Point valueWhat one point or mile in this currency is worth, in cents: the median of the published valuations we read. Every ranking multiplies by it. | Per $100What $100 of spending earns, in dollars: the rate multiplied by what the currency is worth. This is what the table is ranked by. |
|---|---|---|---|---|
| 1 |
Sapphire Preferred
Chase, $95/yr
Gas and EV charging
|
3x | 2.00¢ / pt | $6.00 |
| 2 |
Altitude Connect
U.S. Bank, No annual fee
Gas stations and EV charging, first $1,000 each quarter. Up to $1,000 per quarter, then the base rate
|
4% | 1.00¢ / pt | $4.00 |
| 3 |
Attune
Wells Fargo, No annual fee
Planet-friendly spending — public transit, EV charging and select thrift stores
|
4% | 1.00¢ / pt | $4.00 |
| 4 |
Blue Business Plus
American Express, No annual fee
2x on every purchase, with no bonus categories to track. Up to $50,000 per year, then the base rate
|
2x | 2.00¢ / pt | $4.00 |
| 5 |
Costco Anywhere Visa
Citi, No annual fee
Other gas and EV charging — shares the $7,000/year cap. Up to $7,000 per year, then the base rate
|
4% | 1.00¢ / pt | $4.00 |
| 6 |
Costco Anywhere Visa Business
Citi, No annual fee
Other gas and EV charging — shares the $7,000/year cap. Up to $7,000 per year, then the base rate
|
4% | 1.00¢ / pt | $4.00 |
| 7 |
Business Altitude Connect Visa Signature
U.S. Bank, $95/yr
Airlines, hotels and car rentals booked directly, gas and EV charging — $150,000 a calendar year combined. Up to $150,000 per year, then the base rate
|
4% | 1.00¢ / pt | $4.00 |
| 8 |
Venture Rewards
Capital One, $95/yr
Base rate — no bonus category applies here
|
2x | 1.80¢ / pt | $3.60 |
Cards that pay more only some of the year
Freedom and Freedom Flex and Discover it Cash Back pay a bonus on EV charging only in quarters the issuer picks it, and only after you activate it. Not ranked above, since you may not have that rate this quarter.
Cards that pay more here with a condition attached
Not ranked above because each needs a chosen category or a specific store. If that fits how you shop, these can beat the table.
- Customized Cash Rewards (Bank of America) — 3% if you choose EV Charging as your category; Up to $2,500 per quarter, then the base rate.
- Costco Anywhere Visa (Citi) — 5% only at Costco Gas; Up to $7,000 per year, then the base rate.
- Costco Anywhere Visa Business (Citi) — 5% only at Costco Gas; Up to $7,000 per year, then the base rate.
- Business Advantage Customized Cash Rewards (Bank of America) — 3% if you choose EV Charging as your category; Up to $50,000 per year, then the base rate.
How to use this list
- Check the store codes as EV charging. Issuers pay by how the store is registered, not by what you bought. This page counts: Tesla Supercharger, Electrify America, ChargePoint.
- Start with cards you have. Your highest one in the table is your card for charging sessions today.
- Read the notes under each card. A cap or "US only" can change the answer.
- Then consider a new card, judged on your whole year of spending.
Why dollars and not multipliers
A multiplier means nothing until you know what a point is worth. Every rate here is converted at a published valuation first, which is why the order can differ from the advertised multipliers.
Point values: published industry valuations, most recently read 2026-09. We track The Points Guy, Upgraded Points, NerdWallet, Frequent Miler and AwardWallet.