Citi Costco Anywhere Visa Business
Citi, Visa, no annual fee. Earns cash back.
Rates checked against the issuer 2026-10. Foreign transaction fee: none.
The short version
- Best at: EV charging (#3, $4.00 per $100).
- A year's rewards: about $433, with no fee to pay.
Is the annual fee worth it?
No annual fee, so everything it earns is kept: about $433 a year on the illustrative household's spending, which puts it number 27 of 59 the no-fee cards in the catalogue. All of them, ranked.
Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
What it earns, category by category
| Earns on | Rate | ConditionsWhat the issuer attaches to this rate: a spending cap, a category you have to switch on, or a booking you have to make through its travel portal. |
|---|---|---|
| Gas Stations, EV Charging | 5% | Costco Gas only. Up to $7,000 per year, then the base rate. Gas at Costco — shares a $7,000/year cap with other gas |
| Gas Stations, EV Charging | 4% | Up to $7,000 per year, then the base rate. Other gas and EV charging — shares the $7,000/year cap |
| Restaurants & Bars, Food Delivery, Flights, Hotels | 3% | Restaurants and eligible travel, including Costco Travel |
| Wholesale Clubs | 2% | Costco only. Costco warehouse and Costco.com |
| Everything else | 1% |
Where it ranks
Against every card in the catalogue, scored in dollars per $100 with no rotating categories switched on:
- #3 of 117 for EV charging — $4.00 per $100
Where a year's rewards come from
| Spending on | Earns a yearWhat this card earns on each kind of spending over a year, for the illustrative household on the method page. Before the annual fee. |
|---|---|
| Restaurants & Bars | $108 |
| Gas Stations | $72 |
| Groceries | $60 |
| Everything Else | $60 |
| Flights | $36 |
| Hotels | $27 |
Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
Similar cards
- Wells Fargo Active Cash — annual fee none
- U.S. Bank Altitude Connect — annual fee none
- U.S. Bank Altitude Go — annual fee none
- Amazon Visa — annual fee none
- Every cash back card, ranked
- The best two- and three-card combinations
Point values: published industry valuations. How every number here is worked out.