Chase credit cards, compared
15 Chase cards, from what each earns on a typical year's spending down to what its fee costs. Every card links to its own page, with every rate and where it ranks.
Ranked by what each card earns in a year once its annual fee is paid — every rate converted to dollars with a dated point valuation, spending caps honoured, and rotating categories not credited. Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
| # | Card | Annual fee | A year, after the fee |
|---|---|---|---|
| 1 |
Chase · Points · most from Restaurants & Bars |
none | $916 |
| 2 |
Chase · Points · most from Groceries |
none | $794 |
| 3 |
Chase · Points · most from Restaurants & Bars |
$95 a year | $719 |
| 4 |
Chase · Points · most from Restaurants & Bars |
none | $692 |
| 5 |
Chase · Hotel · most from Restaurants & Bars |
$99 a year | $456 |
| 6 |
Chase · Hotel · most from Restaurants & Bars |
$95 a year | $427 |
| 7 |
Chase · Hotel · most from Groceries |
none | $364 |
| 8 |
Chase · Airline · most from Groceries |
none | $343 |
| 9 |
Chase · Hotel · most from Groceries |
$95 a year | $335 |
| 10 |
Chase · Airline · most from Groceries |
$99 a year | $275 |
| 11 |
Chase · Airline · most from Groceries |
$229 a year | $263 |
| 12 |
Chase · Hotel · most from Groceries |
none | $254 |
| 13 |
Chase · Airline · most from Restaurants & Bars |
$150 a year | $222 |
| 14 |
Chase · Airline · most from Restaurants & Bars |
$350 a year | $32 |
| 15 |
Chase · Points · most from Restaurants & Bars |
$795 a year | $4 |
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