Cardful

Chase credit cards, compared

32 Chase cards, from what each earns on a typical year's spending down to what its fee costs. Every card links to its own page, with every rate and where it ranks.

Ranked by what each card earns in a year once its annual fee is paid — every rate converted to dollars with a dated point valuation, spending caps honoured, and rotating categories not credited. Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.

#CardAnnual feeA year, after the feeA year of rewards on the illustrative household spending described on the method page, minus the annual fee. Your own spending will give a different number.
1
Chase, Points, most from Restaurants & Bars
$95 a year $719
2
Chase, Points, most from Groceries
$95 a year $590
3
Chase, Points, most from Restaurants & Bars
none $458
4
Chase, Hotel, most from Restaurants & Bars
$99 a year $456
5
Chase, Hotel, most from Restaurants & Bars
$95 a year $427
6
Chase, Points, most from Groceries
none $397
7
Chase, Points, most from Groceries
none $397
8
Chase, Cash back, most from Groceries
none $397
9
Chase, Points, most from Restaurants & Bars
none $376
10
Chase, Hotel, most from Restaurants & Bars
$200 a year $371
11
Chase, Hotel, most from Groceries
none $364
12
Chase, Hotel, most from Restaurants & Bars
$199 a year $350
13
Chase, Points, most from Restaurants & Bars
none $346
14
Chase, Airline, most from Groceries
none $343
15
Chase, Hotel, most from Groceries
$95 a year $335
16
Chase, Cash back, most from Groceries
$195 a year $334
17
Chase, Cash back, most from Restaurants & Bars
none $323
18
Chase, Airline, most from Groceries
$149 a year $299
19
Chase, Hotel, most from Groceries
$250 a year $276
20
Chase, Airline, most from Groceries
$99 a year $275
21
Chase, Airline, most from Restaurants & Bars
$149 a year $265
22
Chase, Points, most from Groceries
none $265
23
Chase, Airline, most from Groceries
$229 a year $263
24
Chase, Hotel, most from Groceries
none $254
25
Chase, Airline, most from Restaurants & Bars
$150 a year $237
26
Chase, Airline, most from Restaurants & Bars
$150 a year $222
27
Chase, Airline, most from Restaurants & Bars
$299 a year $132
28
Chase, Airline, most from Restaurants & Bars
$350 a year $32
29
Chase, Points, most from Restaurants & Bars
$795 a year $4
30
Chase, Points, most from Groceries
$795 a year −$140
31
Chase, Airline, most from Groceries
$695 a year −$219
32
Chase, Airline, most from Restaurants & Bars
$695 a year −$305