Chase credit cards, compared
32 Chase cards, from what each earns on a typical year's spending down to what its fee costs. Every card links to its own page, with every rate and where it ranks.
Ranked by what each card earns in a year once its annual fee is paid — every rate converted to dollars with a dated point valuation, spending caps honoured, and rotating categories not credited. Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
| # | Card | Annual fee | A year, after the feeA year of rewards on the illustrative household spending described on the method page, minus the annual fee. Your own spending will give a different number. |
|---|---|---|---|
| 1 |
Chase, Points, most from Restaurants & Bars |
$95 a year | $719 |
| 2 |
Chase, Points, most from Groceries |
$95 a year | $590 |
| 3 |
Chase, Points, most from Restaurants & Bars |
none | $458 |
| 4 |
Chase, Hotel, most from Restaurants & Bars |
$99 a year | $456 |
| 5 |
Chase, Hotel, most from Restaurants & Bars |
$95 a year | $427 |
| 6 |
Chase, Points, most from Groceries |
none | $397 |
| 7 |
Chase, Points, most from Groceries |
none | $397 |
| 8 |
Chase, Cash back, most from Groceries |
none | $397 |
| 9 |
Chase, Points, most from Restaurants & Bars |
none | $376 |
| 10 |
Chase, Hotel, most from Restaurants & Bars |
$200 a year | $371 |
| 11 |
Chase, Hotel, most from Groceries |
none | $364 |
| 12 |
Chase, Hotel, most from Restaurants & Bars |
$199 a year | $350 |
| 13 |
Chase, Points, most from Restaurants & Bars |
none | $346 |
| 14 |
Chase, Airline, most from Groceries |
none | $343 |
| 15 |
Chase, Hotel, most from Groceries |
$95 a year | $335 |
| 16 |
Chase, Cash back, most from Groceries |
$195 a year | $334 |
| 17 |
Chase, Cash back, most from Restaurants & Bars |
none | $323 |
| 18 |
Chase, Airline, most from Groceries |
$149 a year | $299 |
| 19 |
Chase, Hotel, most from Groceries |
$250 a year | $276 |
| 20 |
Chase, Airline, most from Groceries |
$99 a year | $275 |
| 21 |
Chase, Airline, most from Restaurants & Bars |
$149 a year | $265 |
| 22 |
Chase, Points, most from Groceries |
none | $265 |
| 23 |
Chase, Airline, most from Groceries |
$229 a year | $263 |
| 24 |
Chase, Hotel, most from Groceries |
none | $254 |
| 25 |
Chase, Airline, most from Restaurants & Bars |
$150 a year | $237 |
| 26 |
Chase, Airline, most from Restaurants & Bars |
$150 a year | $222 |
| 27 |
Chase, Airline, most from Restaurants & Bars |
$299 a year | $132 |
| 28 |
Chase, Airline, most from Restaurants & Bars |
$350 a year | $32 |
| 29 |
Chase, Points, most from Restaurants & Bars |
$795 a year | $4 |
| 30 |
Chase, Points, most from Groceries |
$795 a year | −$140 |
| 31 |
Chase, Airline, most from Groceries |
$695 a year | −$219 |
| 32 |
Chase, Airline, most from Restaurants & Bars |
$695 a year | −$305 |