Chase Marriott Bonvoy Bold
Chase · Visa · no annual fee · earns Marriott Bonvoy, valued at 0.73¢ a point.
Rates checked against the issuer 2026-09. Foreign transaction fee: not recorded here.
The short version
- Best at: nothing in particular — no category puts it in the top three of the catalogue.
- A year's rewards: about $254, with no fee to pay.
Is the annual fee worth it?
No annual fee, so everything it earns is kept: about $254 a year on the illustrative household's spending, which puts it number 37 of 38 the no-fee cards in the catalogue. All of them, ranked.
Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
What it earns, category by category
| Earns on | Rate | Conditions |
|---|---|---|
| Hotels | 3x | Marriott only · Marriott Bonvoy properties only |
| Groceries, Food Delivery, Rideshare & Taxis, Streaming, Phone & Internet | 2x | Grocery stores, select food delivery, rideshare, select streaming, and internet, cable and phone services |
| Everything else | 1x |
Where a year's rewards come from
| Spending on | Earns a year |
|---|---|
| Groceries | $88 |
| Everything Else | $44 |
| Restaurants & Bars | $26 |
| Phone & Internet | $21 |
| Gas Stations | $13 |
| Online Shopping | $13 |
Priced on an illustrative household spending $2,205 a month on a card — the assumption, in full. Credits and perks are not priced: they are worth their face value only if you would have spent that money anyway.
Protections and travel benefits
From the issuer's own benefit summary as of 2026-09. These are read from summaries rather than the full guide to benefits, which has the exclusions — check it before relying on one.
What the issuer lists besides rewards
- Automatic Marriott Bonvoy Silver Elite status
Similar cards
- American Express Hilton Honors Card — annual fee none
- Chase IHG One Rewards Traveler — annual fee none
- Chase Bonvoy Boundless — annual fee $95 a year
- Chase World of Hyatt — annual fee $95 a year
- Every hotel card, ranked
- The best two- and three-card combinations
Point values: published industry valuations, read 2026-09. How every number here is worked out.
Carry this card?
Cardful tells you at the checkout whether it is the right one to use, store by store.