The best credit card for office supplies
On office supply orders, Chase Ink Business Cash earns the most: $5.00 per $100, $1.00 more than the next card.
Rate × what the points are worth, so points and cash back compare in dollars. Counts as: Office supply stores, USPS, UPS, FedEx.
The short version
- Earns the most: Chase Ink Business Cash, $5.00 per $100, with no annual fee.
- No annual fee: the top pick already has none.
| # | Card | EarnsThe rate the card advertises here, in its own currency: cash back, points or miles. | Point valueWhat one point or mile in this currency is worth, in cents: the median of the published valuations we read. Every ranking multiplies by it. | Per $100What $100 of spending earns, in dollars: the rate multiplied by what the currency is worth. This is what the table is ranked by. |
|---|---|---|---|---|
| 1 |
Ink Business Cash
Chase, No annual fee
Office supply stores and internet, cable and phone — the first $25,000 each account year. Up to $25,000 per year, then the base rate. Points valued at 1¢ — full-value transfers to partners need Ink Business Preferred or Sapphire Preferred or Sapphire Reserve or Sapphire Reserve for Business in your wallet
|
5x | 2.00¢ / pt | $5.00 |
| 2 |
Blue Business Plus
American Express, No annual fee
2x on every purchase, with no bonus categories to track. Up to $50,000 per year, then the base rate
|
2x | 2.00¢ / pt | $4.00 |
| 3 |
Venture Rewards
Capital One, $95/yr
Base rate — no bonus category applies here
|
2x | 1.80¢ / pt | $3.60 |
| 4 |
Venture X
Capital One, $395/yr
Base rate — no bonus category applies here
|
2x | 1.80¢ / pt | $3.60 |
| 5 |
Triple Cash Rewards Visa Business
U.S. Bank, No annual fee
Office supply stores, cell phone providers and restaurants
|
3% | 1.00¢ / pt | $3.00 |
| 6 |
Robinhood Gold Card
Robinhood, $50/yr
Base rate — no bonus category applies here
|
3% | 1.00¢ / pt | $3.00 |
| 7 |
Strata Elite
Citi, $595/yr
Base rate — no bonus category applies here
|
1.5x | 1.60¢ / pt | $2.40 |
| 8 |
United Business Card
Chase, $150/yr
Restaurants including eligible delivery, gas stations and office supply stores
|
2x | 1.20¢ / pt | $2.40 |
Cards that pay more here with a condition attached
Not ranked above because each needs a chosen category or a specific store. If that fits how you shop, these can beat the table.
- Business Advantage Customized Cash Rewards (Bank of America) — 3% if you choose Office & Shipping as your category; Up to $50,000 per year, then the base rate.
How to use this list
- Check the store codes as office supplies. Issuers pay by how the store is registered, not by what you bought. This page counts: Office supply stores, USPS, UPS, FedEx.
- Start with cards you have. Your highest one in the table is your card for office supply orders today.
- Read the notes under each card. A cap or "US only" can change the answer.
- Then consider a new card, judged on your whole year of spending.
Why dollars and not multipliers
A multiplier means nothing until you know what a point is worth. Every rate here is converted at a published valuation first, which is why the order can differ from the advertised multipliers.
Point values: published industry valuations, most recently read 2026-09. We track The Points Guy, Upgraded Points, NerdWallet, Frequent Miler and AwardWallet.