Credit cards with trip delay insurance
5 cards in the catalogue list trip delay insurance among their benefits, 1 of them with no annual fee. Those with a stated limit come first, largest first.
Read this first
This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 29 of the 69 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.
| Card | Annual fee | What the summary says | Read |
|---|---|---|---|
|
American Express |
$895 | up to $500 per claim Trip delay after 6 hours up to $500 |
2026-09 |
|
Bilt |
none | up to $200 per claim Trip delay reimbursement up to $200 per person once a trip runs more than six hours late |
2026-09 |
|
Chase |
$95 | trip delay protection |
2026-09 |
|
American Express |
$150 | Trip delay |
2026-09 |
|
American Express |
$325 | trip delay after 12 hours |
2026-09 |
Rewards rates are a separate question — each card's page says what it earns and whether its fee pays for itself. How the data here is kept, and how fresh it is.
Other benefits
- Credit cards with primary rental car insurance
- Credit cards with secondary rental car insurance
- Credit cards with cell phone protection
- Credit cards with purchase protection
- Credit cards with extended warranty protection
- Credit cards with baggage insurance
- Credit cards with a free checked bag
- Credit cards with Priority Pass lounge access
Which of your cards covers this?
Cardful's cheat sheet lists the benefits across the cards you carry, side by side.