Credit cards with cell phone protection

5 cards in the catalogue list cell phone protection among their benefits, 5 of them with no annual fee. Those with a stated limit come first, largest first.

Read this first

This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 29 of the 69 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.

Card	Annual fee	What the summary says	Read
Bilt Mastercard Bilt	none	up to $800 per claim Cell phone protection up to $800 per claim, after a $25 deductible, for two claims a year	2026-09
Wells Fargo Active Cash Wells Fargo	none	up to $600 per claim Cell phone protection when you pay your monthly bill with the card	2026-09
U.S. Bank Altitude Go U.S. Bank	none	up to $600 per claim Cell phone protection up to $600 per claim, after a $25 deductible, when you pay the bill with the card	2026-09
Wells Fargo Autograph Wells Fargo	none	up to $600 per claim Cell phone protection when you pay your monthly bill with the card	2026-09
U.S. Bank Cash+ Visa Signature U.S. Bank	none	up to $600 per claim Cell phone protection up to $600 per claim, after a $25 deductible, when you pay the bill with the card	2026-09

Rewards rates are a separate question — each card's page says what it earns and whether its fee pays for itself. How the data here is kept, and how fresh it is.

Other benefits

Which of your cards covers this?

Cardful's cheat sheet lists the benefits across the cards you carry, side by side.

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