Credit cards with baggage insurance
4 cards in the catalogue list baggage insurance among their benefits, none of them without an annual fee. Those with a stated limit come first, largest first.
Read this first
This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 77 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.
| Card | Annual fee | What the summary saysThe issuer's own summary of the benefit, shortened. Summaries leave out exclusions: read the card's benefit guide before relying on one. | ReadThe month this card's benefits were last checked against the issuer. |
|---|---|---|---|
|
American Express · how it works on this card |
$895 | up to $3,000 per claim baggage insurance up to $3,000 |
2026-09 |
|
American Express · how it works on this card |
$250 | up to $1,250 per claim Baggage insurance up to $1,250 for carry-on and $500 for checked bags |
2026-10 |
|
American Express |
$150 | baggage insurance |
2026-09 |
|
American Express · how it works on this card |
$325 | baggage insurance |
2026-09 |
Rewards rates are a separate question — each card's page says what it earns and whether its fee pays for itself. How the data here is kept, and how fresh it is.
Other benefits
- Credit cards with primary rental car insurance
- Credit cards with secondary rental car insurance
- Credit cards with cell phone protection
- Credit cards with purchase protection
- Credit cards with extended warranty protection
- Credit cards with trip delay insurance
- Credit cards with a free checked bag
- Credit cards with Priority Pass lounge access