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Credit cards with an airline fee credit

3 cards in the catalogue list an airline fee credit among their benefits, none of them without an annual fee. Those with a stated limit come first, largest first.

Read this first

This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 29 of the 69 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.

CardAnnual feeWhat the summary saysRead
PenFed
$95
$100 airline incidental credit
2026-09
Bank of America
$95
Up to $100 a year in airline incidental credits
2026-09
American Express
$895
Annual airline incidental fee credit with a selected airline
2026-09

Rewards rates are a separate question — each card's page says what it earns and whether its fee pays for itself. How the data here is kept, and how fresh it is.

Other benefits

Which of your cards covers this?

Cardful's cheat sheet lists the benefits across the cards you carry, side by side.

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