American Express Platinum Card: extended warranty
What the American Express Platinum Card's extended warranty covers as its issuer summarises it, which cards with dated benefits list the same thing for a lower fee, and whether the card's rewards pay its fee before the benefit is counted.
Read this first
This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 77 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.
What the summary says
Extended warranty adds a year to manufacturer warranties of five years or less
The summary states no limit for it. That means none was written down, not that there is none — the guide to benefits has the figure.
Read from the issuer's benefit summary 2026-09.
Who it is worth it for
If extended warranty protection is the reason you are looking at the American Express Platinum Card, the American Express Blue Business Plus lists it too, with no annual fee — $895 a year less. 21 cards here carry it for a lower fee in all. What the difference buys is the rest of the American Express Platinum Card: its rewards and the other benefits below. Compare the two summaries before deciding they are the same cover.
On rewards alone, the illustrative household spending $2,205 a month (the assumption, in full) earns about $625 a year on the American Express Platinum Card, or −$270 once its $895 fee is paid. So the rewards leave $270 of the fee for the card's credits and benefits — this one among them — to make up. It is worth it for somebody who would use enough of them, at face value, to cover that gap; credits are not priced here because they are worth their face only if you would have spent the money anyway.
Every card here with extended warranty protection
| Card | Annual fee | What the summary says | Read |
|---|---|---|---|
| none | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $95 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $95 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $95 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $95 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $99 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $150 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $150 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $150 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $150 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $229 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $250 | Extended warranty adds up to a year to manufacturer warranties of five years or less |
2026-10 | |
| $325 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $350 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $395 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $795 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
American Express Platinum Card (this card) |
$895 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 |
The American Express Platinum Card's other dated benefits
- Rental car — secondary cover
- Purchase protection — up to $10,000 per claim, 90 days
- Trip delay — up to $500 per claim
- Trip cancellation — up to $10,000 per claim
- Baggage — up to $3,000 per claim
- Priority Pass lounges
- Centurion lounges
- Global Entry / TSA PreCheck
- Airline fee credit
- Concierge
What the American Express Platinum Card earns, category by category · Every card with extended warranty protection · How the data here is kept