The best credit card for Amazon
At Amazon, Amazon / Chase Prime Visa earns the most: $5.00 per $100.
Amazon rings up as online shopping — An Amazon-branded card usually wins here.
The short version
- Use: Amazon / Chase Prime Visa, if you carry it.
- Why Amazon has its own page: at least one card pays a bonus that names this store, which a ranking of the whole category cannot show.
- Elsewhere in online shopping: Blue Business Plus leads — the full ranking.
| # | Card | EarnsThe rate the card advertises here, in its own currency: cash back, points or miles. | per $100What $100 of spending earns, in dollars: the rate multiplied by what the currency is worth. This is what the table is ranked by. |
|---|---|---|---|
| 1 |
Amazon / Chase, No annual fee
Amazon and Whole Foods, with an active Prime membership |
5% | $5.00 |
| 2 |
American Express, No annual fee
2x on every purchase, with no bonus categories to track. Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 3 |
Capital One, $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 4 |
Capital One, $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 5 |
Amazon / Chase, No annual fee
Amazon.com and Whole Foods Market |
3% | $3.00 |
| 6 |
American Express, No annual fee
US online retail. Up to $6,000 per year, then the base rate |
3% | $3.00 |
| 7 |
Robinhood, $50/yr
Base rate — no bonus applies here |
3% | $3.00 |
| 8 |
Citi, $595/yr
Base rate — no bonus applies here |
1.5x | $2.40 |
No rotating categories switched on, and no travel-portal rates — the method.
Cards with a rate that names Amazon
- Amazon / Chase Prime Visa — 5% at Amazon. Amazon and Whole Foods, with an active Prime membership
- Amazon Visa — 3% at Amazon. Amazon.com and Whole Foods Market
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.