The best credit card for Home Depot
At Home Depot, American Express Blue Business Plus earns the most: $4.00 per $100.
Home Depot rings up as home improvement.
The short version
- Use: American Express Blue Business Plus, if you carry it.
- Why Home Depot has its own page: the ranking is the same as for home improvement in general — it is here because people ask by name.
| # | Card | EarnsThe rate the card advertises here, in its own currency: cash back, points or miles. | per $100What $100 of spending earns, in dollars: the rate multiplied by what the currency is worth. This is what the table is ranked by. |
|---|---|---|---|
| 1 |
American Express, No annual fee
2x on every purchase, with no bonus categories to track. Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 2 |
American Express, $895/yr
U.S. construction material and hardware suppliers. Up to $2,000,000 per year, then the base rate |
2x | $4.00 |
| 3 |
Capital One, $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 4 |
Capital One, $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 5 |
Robinhood, $50/yr
Base rate — no bonus applies here |
3% | $3.00 |
| 6 |
Citi, $595/yr
Base rate — no bonus applies here |
1.5x | $2.40 |
| 7 |
Capital One, No annual fee
Base rate — no bonus applies here |
1.3x | $2.25 |
| 8 |
Wells Fargo, No annual fee
Base rate — no bonus applies here |
2% | $2.00 |
No rotating categories switched on, and no travel-portal rates — the method.
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.