The best credit card for Home Depot
At Home Depot, American Express Blue Business Plus earns the most: $4.00 per $100.
Home Depot rings up as home improvement.
The short version
- Use: American Express Blue Business Plus, if you carry it.
- Why Home Depot has its own page: the ranking is the same as for home improvement in general — it is here because people ask by name.
| # | Card | Earns | per $100 |
|---|---|---|---|
| 1 |
American Express · No annual fee
2x on every purchase, with no bonus categories to track · Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 2 |
Capital One · $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 3 |
Capital One · $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 4 |
Citi · No annual fee
Base rate — no bonus applies here |
2x | $3.20 |
| 5 |
Chase · No annual fee
Base rate — no bonus applies here |
1.5x | $3.00 |
| 6 |
Chase · No annual fee
Base rate — no bonus applies here |
1.5x | $3.00 |
| 7 |
Robinhood · $50/yr
Base rate — no bonus applies here |
3% | $3.00 |
| 8 |
Citi · $595/yr
Base rate — no bonus applies here |
1.5x | $2.40 |
No rotating categories switched on, and no travel-portal rates — the method.
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.
More in home improvement
At the Home Depot checkout, it tells you.
Cardful recognises the store and ranks the cards you carry, on the page.