The best credit card for Spotify
At Spotify, American Express Blue Cash Preferred earns the most: $6.00 per $100.
Spotify rings up as streaming.
The short version
- Use: American Express Blue Cash Preferred, if you carry it.
- Why Spotify has its own page: the ranking is the same as for streaming services in general — it is here because people ask by name.
| # | Card | Earns | per $100 |
|---|---|---|---|
| 1 |
American Express · $95/yr
Select US streaming services |
6% | $6.00 |
| 2 |
Chase · $95/yr
|
3x | $6.00 |
| 3 |
Wells Fargo · No annual fee
|
3x | $4.50 |
| 4 |
American Express · No annual fee
2x on every purchase, with no bonus categories to track · Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 5 |
Capital One · $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 6 |
Capital One · $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 7 |
Citi · No annual fee
Base rate — no bonus applies here |
2x | $3.20 |
| 8 |
Bank of America · $95/yr
|
2x | $3.10 |
No rotating categories switched on, and no travel-portal rates — the method.
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.
More in streaming
At the Spotify checkout, it tells you.
Cardful recognises the store and ranks the cards you carry, on the page.