How much are IHG One Rewards points worth?
About 0.60¢ each — so a balance of 10,000 is worth roughly $60 when it is spent well.
That figure is the median of 5 published valuations, published 2026-09. It ranks number 15 of 16 currencies in the catalogue — all of them, side by side.
The short version
- Worth: 0.60¢ a point, spent the way the valuation assumes.
- Floor: no cash redemption worth naming, so the value depends on booking travel with it.
- Kind: Hotel — points in one hotel group's program.
Why this number and not another
A point has no fixed price. What it is worth depends on what it is spent on, and a valuation is an outlet's estimate of what a typical member gets when they redeem sensibly — not the best redemption anybody ever found, and not the worst. Outlets disagree, so Cardful takes the middle of their figures for every currency, so that a points card and a cash-back card can be ranked in the same unit; why the figures differ so much from one program to the next is its own page.
Each outlet's own figure, read 2026-09:
| Outlet | Per point |
|---|---|
| The Points Guy | 0.60¢ |
| Upgraded Points | 0.50¢ |
| NerdWallet | 0.60¢ |
| Frequent Miler | 0.59¢ |
| AwardWallet | 0.69¢ |
If you redeem differently — only for cash, say — your own figure is the one that matters, and the extension lets you set it. Every ranking it shows you is then priced on yours.
Cards that earn IHG One Rewards points
| Card | Annual fee | Top rate | On |
|---|---|---|---|
| Chase IHG One Rewards Traveler | none | 5x | Hotels |
| Chase IHG One Rewards Premier | $99 | 10x | Hotels |
The best card for earning them, by kind of spending
- dining out: IHG One Rewards Premier — $3.00 per $100
- gas: IHG One Rewards Premier — $3.00 per $100
- flights: IHG One Rewards Premier — $3.00 per $100
- streaming services: IHG One Rewards Traveler — $1.80 per $100
- food delivery: IHG One Rewards Premier — $3.00 per $100
- car rentals: IHG One Rewards Premier — $3.00 per $100
- Airbnb and vacation rentals: IHG One Rewards Premier — $3.00 per $100
- utility bills: IHG One Rewards Traveler — $1.80 per $100
We track The Points Guy, Upgraded Points, NerdWallet, Frequent Miler and AwardWallet when refreshing these figures. How every number on this site is worked out.
Your points, your value.
Cardful ranks every card you carry in dollars, using these figures or your own.