The best credit card for Airbnb
At Airbnb, Chase Sapphire Reserve earns the most: $8.00 per $100.
Airbnb rings up as vacation rentals — Often does not code as a hotel — many travel bonuses miss it.
The short version
- Use: Chase Sapphire Reserve, if you carry it.
- Why Airbnb has its own page: the ranking is the same as for Airbnb and vacation rentals in general — it is here because people ask by name.
| # | Card | EarnsThe rate the card advertises here, in its own currency: cash back, points or miles. | per $100What $100 of spending earns, in dollars: the rate multiplied by what the currency is worth. This is what the table is ranked by. |
|---|---|---|---|
| 1 |
Chase, $795/yr
Booked directly with the airline or hotel |
4x | $8.00 |
| 2 |
Chase, $95/yr
Travel and internet, cable and phone — the first $150,000 each account year, shared with shipping and advertising. Up to $150,000 per year, then the base rate |
3x | $6.00 |
| 3 |
American Express, $150/yr
Travel, including airfare, hotels, campgrounds, car rentals and cruises |
3x | $6.00 |
| 4 |
Wells Fargo, No annual fee
|
3x | $4.50 |
| 5 |
Bilt, No annual fee
|
2x | $4.00 |
| 6 |
American Express, No annual fee
2x on every purchase, with no bonus categories to track. Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 7 |
Chase, $95/yr
Travel booked anywhere else |
2x | $4.00 |
| 8 |
Capital One, $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
No rotating categories switched on, and no travel-portal rates — the method.
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.