The best credit card for Airbnb
At Airbnb, Chase Sapphire Reserve earns the most: $8.00 per $100.
Airbnb rings up as vacation rentals — Often does not code as a hotel — many travel bonuses miss it.
The short version
- Use: Chase Sapphire Reserve, if you carry it.
- Why Airbnb has its own page: the ranking is the same as for Airbnb and vacation rentals in general — it is here because people ask by name.
| # | Card | Earns | per $100 |
|---|---|---|---|
| 1 |
Chase · $795/yr
Booked directly with the airline or hotel |
4x | $8.00 |
| 2 |
American Express · $150/yr
Travel, including airfare, hotels, campgrounds, car rentals and cruises |
3x | $6.00 |
| 3 |
Wells Fargo · No annual fee
|
3x | $4.50 |
| 4 |
Bilt · No annual fee
|
2x | $4.00 |
| 5 |
American Express · No annual fee
2x on every purchase, with no bonus categories to track · Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 6 |
Chase · $95/yr
Travel booked anywhere else |
2x | $4.00 |
| 7 |
Capital One · $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 8 |
Capital One · $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
No rotating categories switched on, and no travel-portal rates — the method.
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.
At the Airbnb checkout, it tells you.
Cardful recognises the store and ranks the cards you carry, on the page.