The best credit card for Costco
At Costco, Capital One Venture Rewards earns the most: $3.60 per $100.
Costco rings up as wholesale clubs — US warehouses take Visa only, and it rarely earns a grocery bonus. It takes only Visa cards, so a card on another network is shown last whatever it earns.
The short version
- Use: Capital One Venture Rewards, if you carry it.
- Why Costco has its own page: at least one card pays a bonus that names this store, which a ranking of the whole category cannot show.
- Elsewhere in wholesale clubs: Blue Business Plus leads — the full ranking.
| # | Card | Earns | per $100 |
|---|---|---|---|
| 1 |
Capital One · $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 2 |
Capital One · $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 3 |
Chase · No annual fee
Base rate — no bonus applies here |
1.5x | $3.00 |
| 4 |
Chase · No annual fee
Base rate — no bonus applies here |
1.5x | $3.00 |
| 5 |
Robinhood · $50/yr
Base rate — no bonus applies here |
3% | $3.00 |
| 6 |
Capital One · No annual fee
Base rate — no bonus applies here |
1.3x | $2.25 |
| 7 |
Wells Fargo · No annual fee
Base rate — no bonus applies here |
2% | $2.00 |
| 8 |
Citi · No annual fee
Costco warehouse and Costco.com |
2% | $2.00 |
No rotating categories switched on, and no travel-portal rates — the method.
Cards with a rate that names Costco
- Citi Costco Anywhere Visa — 2% at Costco · Costco warehouse and Costco.com
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.
More in wholesale clubs
At the Costco checkout, it tells you.
Cardful recognises the store and ranks the cards you carry, on the page.