The best credit card for IHG
At IHG, Chase Sapphire Reserve earns the most: $8.00 per $100.
IHG rings up as hotels.
The short version
- Use: Chase Sapphire Reserve, if you carry it.
- Why IHG has its own page: at least one card pays a bonus that names this store, which a ranking of the whole category cannot show.
| # | Card | EarnsThe rate the card advertises here, in its own currency: cash back, points or miles. | per $100What $100 of spending earns, in dollars: the rate multiplied by what the currency is worth. This is what the table is ranked by. |
|---|---|---|---|
| 1 |
Chase, $795/yr
Booked directly with the airline or hotel |
4x | $8.00 |
| 2 |
Chase, $795/yr
Booked directly with the airline or hotel |
4x | $8.00 |
| 3 |
Wells Fargo, $95/yr
|
5x | $7.50 |
| 4 |
Chase, $95/yr
Travel and internet, cable and phone — the first $150,000 each account year, shared with shipping and advertising. Up to $150,000 per year, then the base rate |
3x | $6.00 |
| 5 |
Chase, $99/yr
IHG hotels and resorts |
10x | $6.00 |
| 6 |
American Express, $150/yr
Travel, including airfare, hotels, campgrounds, car rentals and cruises |
3x | $6.00 |
| 7 |
Chase, $200/yr
Hotels participating in IHG One Rewards |
10x | $6.00 |
| 8 |
Citi, $95/yr
|
3x | $4.80 |
No rotating categories switched on, and no travel-portal rates — the method.
Cards with a rate that names IHG
- Chase IHG One Rewards Premier — 10x at IHG. IHG hotels and resorts
- Chase IHG One Rewards Traveler — 5x at IHG. IHG hotels and resorts
- Chase IHG One Rewards Business — 10x at IHG. Hotels participating in IHG One Rewards
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.