The best credit card for McDonald's
At McDonald's, American Express Gold Card earns the most: $8.00 per $100.
McDonald's rings up as restaurants & bars.
The short version
- Use: American Express Gold Card, if you carry it.
- Why McDonald's has its own page: the ranking is the same as for dining out in general — it is here because people ask by name.
| # | Card | Earns | per $100 |
|---|---|---|---|
| 1 |
American Express · $325/yr
Up to $50,000 per year, then the base rate |
4x | $8.00 |
| 2 |
Bilt · No annual fee
|
3x | $6.00 |
| 3 |
Chase · No annual fee
|
3x | $6.00 |
| 4 |
Chase · No annual fee
|
3x | $6.00 |
| 5 |
Chase · $95/yr
|
3x | $6.00 |
| 6 |
American Express · $150/yr
Restaurants worldwide, including takeout |
3x | $6.00 |
| 7 |
Chase · $795/yr
|
3x | $6.00 |
| 8 |
Citi · $95/yr
|
3x | $4.80 |
No rotating categories switched on, and no travel-portal rates — the method.
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.
More in restaurants & bars
At the McDonald's checkout, it tells you.
Cardful recognises the store and ranks the cards you carry, on the page.