The best credit card for Trader Joe's
At Trader Joe's, American Express Gold Card earns the most: $8.00 per $100.
Trader Joe's rings up as groceries.
The short version
- Use: American Express Gold Card, if you carry it.
- Why Trader Joe's has its own page: the ranking is the same as for groceries in general — it is here because people ask by name.
| # | Card | Earns | per $100 |
|---|---|---|---|
| 1 |
American Express · $325/yr
US supermarkets only · Up to $25,000 per year, then the base rate |
4x | $8.00 |
| 2 |
American Express · $95/yr
US supermarkets only · Up to $6,000 per year, then the base rate |
6% | $6.00 |
| 3 |
Citi · No annual fee
|
3x | $4.80 |
| 4 |
Citi · $95/yr
|
3x | $4.80 |
| 5 |
American Express · No annual fee
2x on every purchase, with no bonus categories to track · Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 6 |
Capital One · $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 7 |
Capital One · $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 8 |
Citi · No annual fee
Base rate — no bonus applies here |
2x | $3.20 |
No rotating categories switched on, and no travel-portal rates — the method.
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.
More in groceries
At the Trader Joe's checkout, it tells you.
Cardful recognises the store and ranks the cards you carry, on the page.