The best credit card for Whole Foods
At Whole Foods, American Express Gold Card earns the most: $8.00 per $100.
Whole Foods rings up as groceries — Amazon-owned — an Amazon card may beat your grocery card here.
The short version
- Use: American Express Gold Card, if you carry it.
- Why Whole Foods has its own page: at least one card pays a bonus that names this store, which a ranking of the whole category cannot show.
| # | Card | Earns | per $100 |
|---|---|---|---|
| 1 |
American Express · $325/yr
US supermarkets only · Up to $25,000 per year, then the base rate |
4x | $8.00 |
| 2 |
American Express · $95/yr
US supermarkets only · Up to $6,000 per year, then the base rate |
6% | $6.00 |
| 3 |
Amazon / Chase · No annual fee
Amazon and Whole Foods, with an active Prime membership |
5% | $5.00 |
| 4 |
Citi · No annual fee
|
3x | $4.80 |
| 5 |
Citi · $95/yr
|
3x | $4.80 |
| 6 |
American Express · No annual fee
2x on every purchase, with no bonus categories to track · Up to $50,000 per year, then the base rate |
2x | $4.00 |
| 7 |
Capital One · $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 8 |
Capital One · $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
No rotating categories switched on, and no travel-portal rates — the method.
Cards with a rate that names Whole Foods
- Amazon / Chase Prime Visa — 5% at Whole Foods · Amazon and Whole Foods, with an active Prime membership
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.
More in groceries
At the Whole Foods checkout, it tells you.
Cardful recognises the store and ranks the cards you carry, on the page.