Chase World of Hyatt: free night award
What the Chase World of Hyatt's free night award covers as its issuer summarises it, which cards with dated benefits list the same thing for a lower fee, and whether the card's rewards pay its fee before the benefit is counted.
Read this first
This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 64 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.
What the summary says
A free night at a Category 1–4 Hyatt each cardmember anniversary, and a second after $15,000 of spend in a calendar year
The summary states no limit for it. That means none was written down, not that there is none — the guide to benefits has the figure.
Read from the issuer's benefit summary 2026-11.
Who it is worth it for
No card open to applicants with dated benefits carries an annual free night award for a lower fee.
On rewards alone, the illustrative household spending $2,205 a month (the assumption, in full) earns about $522 a year on the Chase World of Hyatt, or $427 once its $95 fee is paid. So the rewards pay the fee before this benefit is counted: for somebody who spends like that household, the benefit comes on top.
Every card here with an annual free night award
| Card | Annual fee | What the summary says | Read |
|---|---|---|---|
| $95 | A Free Night Award each account anniversary, at hotels up to 35,000 points |
2026-11 | |
Chase World of Hyatt (this card) |
$95 | A free night at a Category 1–4 Hyatt each cardmember anniversary, and a second after $15,000 of spend in a calendar year |
2026-11 |
| $99 | An Anniversary Free Night each year at IHG hotels up to 50,000 points |
2026-11 | |
| $250 | A free night award, up to 50,000 points, after $15,000 of purchases in a calendar year |
2026-10 | |
| $250 | A Free Night Award each calendar year after $15,000 of spend, at hotels up to 50,000 points |
2026-11 | |
| $550 | A free night reward each anniversary |
2026-09 | |
| $650 | A free night award each anniversary, worth up to 85,000 points |
2026-09 |
The Chase World of Hyatt's other dated benefits
- Rental car — secondary cover
- Purchase protection — up to $500 per claim, 120 days
- Trip cancellation
- Baggage
- Hotel elite status
- Concierge
Questions people ask
Does the Chase World of Hyatt come with an annual free night award?
Yes. Its benefit summary, read 2026-11, says: “A free night at a Category 1–4 Hyatt each cardmember anniversary, and a second after $15,000 of spend in a calendar year”. The full guide to benefits sets the conditions, so read it before relying on the free night award.
Which credit card has an annual free night award for a lower annual fee than the Chase World of Hyatt?
None that is open to applicants and has dated benefits — on this list, the Chase World of Hyatt is the cheapest way to get it.
What the Chase World of Hyatt earns, category by category · Every card with an annual free night award · How the data here is kept