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Chase World of Hyatt: secondary rental car insurance

What the Chase World of Hyatt's secondary rental car insurance covers as its issuer summarises it, which cards with dated benefits list the same thing for a lower fee, and whether the card's rewards pay its fee before the benefit is counted.

Read this first

This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 64 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.

What the summary says

Rental car collision cover, secondary to your personal insurance in the U.S.

The summary states no limit for it. That means none was written down, not that there is none — the guide to benefits has the figure.

Read from the issuer's benefit summary 2026-11.

Who it is worth it for

If secondary rental car insurance is the reason you are looking at the Chase World of Hyatt, the Amazon Visa lists it too, with no annual fee — $95 a year less. 9 cards here carry it for a lower fee in all. What the difference buys is the rest of the Chase World of Hyatt: its rewards and the other benefits below. Compare the two summaries before deciding they are the same cover.

On rewards alone, the illustrative household spending $2,205 a month (the assumption, in full) earns about $522 a year on the Chase World of Hyatt, or $427 once its $95 fee is paid. So the rewards pay the fee before this benefit is counted: for somebody who spends like that household, the benefit comes on top.

Every card here with secondary rental car insurance

CardAnnual feeWhat the summary saysRead
none
Rental car collision cover, secondary to your personal insurance in the U.S.
2026-11
none
Rental car collision cover, secondary to your personal insurance in the U.S.
2026-11
none
Rental car collision cover, secondary to your personal insurance in the U.S.
2026-11
none
Rental car collision cover, secondary to your personal insurance in the U.S.
2026-11
none
Rental car collision cover, secondary to your personal insurance in the U.S.
2026-11
none
Secondary rental car coverage
2026-09
none
Secondary rental car coverage
2026-09
none
Rental car collision cover, secondary to your personal insurance in the U.S.
2026-11
none
Secondary rental car coverage
2026-09
$95
Secondary rental car coverage
2026-09
Chase World of Hyatt (this card)
$95
Rental car collision cover, secondary to your personal insurance in the U.S.
2026-11
$250
Secondary car rental loss and damage coverage
2026-10
$325
Secondary rental car coverage
2026-09
$395
Secondary rental car coverage
2026-09
$895
Secondary rental car coverage
2026-09

The Chase World of Hyatt's other dated benefits

Questions people ask

Does the Chase World of Hyatt come with secondary rental car insurance?

Yes. Its benefit summary, read 2026-11, says: “Rental car collision cover, secondary to your personal insurance in the U.S.”. The full guide to benefits sets the conditions, so read it before relying on the secondary rental car insurance.

Which credit card has secondary rental car insurance for a lower annual fee than the Chase World of Hyatt?

The Amazon Visa lists it with no annual fee, $95 a year less. 9 cards with dated benefits carry it for a lower fee in all.

What the Chase World of Hyatt earns, category by category · Every card with secondary rental car insurance · How the data here is kept