Wells Fargo Autograph vs Wells Fargo Autograph Journey
On an illustrative household's spending, Wells Fargo Autograph comes out about $162 a year ahead once both annual fees are paid.
The short version
- Over a year: Autograph nets $690 and Autograph Journey nets $529, after fees of none and $95 a year.
- Where it flips: Autograph stays ahead at every level of spending this looks at, from a fraction of that household's to many times it.
- Category by category: Autograph earns more on 5, Autograph Journey on 2 — the table below. Pick by where most of your money goes.
- What they pay in: both earn Wells Fargo Rewards, so the rates compare directly.
Priced on a household spending $2,205 a month on a card — the assumption, in full. Credits, perks and welcome offers are not priced; each card's page lists them.
Where each one earns more
| Spending on | Autograph per $100 |
Autograph Journey per $100 | Better |
|---|---|---|---|
| Gas Stations | $4.50 3x |
$1.50 base rate |
Autograph |
| Flights | $4.50 3x |
$6.00 4x |
Autograph Journey |
| Hotels | $4.50 3x |
$7.50 5x |
Autograph Journey |
| Streaming | $4.50 3x |
$1.50 base rate |
Autograph |
| Food Delivery | $4.50 3x |
$1.50 base rate |
Autograph |
| Vacation Rentals | $4.50 3x |
$1.50 base rate |
Autograph |
| Phone & Internet | $4.50 3x |
$1.50 base rate |
Autograph |
Only categories where the two differ and at least one pays a bonus, plus everything else. No rotating or chosen categories are switched on, and a rate that needs the issuer's travel portal is not counted.
Side by side
| Autograph | Autograph Journey | |
|---|---|---|
| Issuer | Wells Fargo | Wells Fargo |
| Annual fee | none | $95 a year |
| Foreign transaction fee | none | none |
| Earns | Wells Fargo Rewards | Wells Fargo Rewards |
| A year, before the fee | $690 | $624 |
| A year, after the fee | $690 | $529 |
| Rates checked | 2026-08 | 2026-09 |
Each card on its own
- Wells Fargo Autograph — every rate, where it ranks, what the issuer lists besides rewards
- Wells Fargo Autograph Journey — every rate, where it ranks, what the issuer lists besides rewards
- Every travel card, ranked
- Which card adds the most to your own wallet
Carry both? Use the right one.
Cardful picks between them at every checkout, store by store.