The best credit card for Costco Gas
At Costco Gas, Chase Sapphire Preferred earns the most: $6.00 per $100.
Costco Gas rings up as gas stations — Visa only. It takes only Visa cards, so a card on another network is shown last whatever it earns.
The short version
- Use: Chase Sapphire Preferred, if you carry it.
- Why Costco Gas has its own page: at least one card pays a bonus that names this store, which a ranking of the whole category cannot show.
| # | Card | EarnsThe rate the card advertises here, in its own currency: cash back, points or miles. | per $100What $100 of spending earns, in dollars: the rate multiplied by what the currency is worth. This is what the table is ranked by. |
|---|---|---|---|
| 1 |
Chase, $95/yr
Gas and EV charging |
3x | $6.00 |
| 2 |
Citi, No annual fee
Gas at Costco — shares a $7,000/year cap with other gas. Up to $7,000 per year, then the base rate |
5% | $5.00 |
| 3 |
Citi, No annual fee
Gas at Costco — shares a $7,000/year cap with other gas. Up to $7,000 per year, then the base rate |
5% | $5.00 |
| 4 |
Wells Fargo, No annual fee
|
3x | $4.50 |
| 5 |
U.S. Bank, No annual fee
Gas stations and EV charging, first $1,000 each quarter. Up to $1,000 per quarter, then the base rate |
4% | $4.00 |
| 6 |
U.S. Bank, $95/yr
Airlines, hotels and car rentals booked directly, gas and EV charging — $150,000 a calendar year combined. Up to $150,000 per year, then the base rate |
4% | $4.00 |
| 7 |
Capital One, $95/yr
Base rate — no bonus applies here |
2x | $3.60 |
| 8 |
Capital One, $395/yr
Base rate — no bonus applies here |
2x | $3.60 |
No rotating categories switched on, and no travel-portal rates — the method.
Cards with a rate that names Costco Gas
- Citi Costco Anywhere Visa — 5% at Costco Gas; Up to $7,000 per year, then the base rate. Gas at Costco — shares a $7,000/year cap with other gas
- Citi Costco Anywhere Visa Business — 5% at Costco Gas; Up to $7,000 per year, then the base rate. Gas at Costco — shares a $7,000/year cap with other gas
Before you pay
A shopping portal and a card-linked offer can both pay on top of whichever card you use here — and the portal has to be started before you shop. How the three stack, and in what order.