Chase Sapphire Reserve for Business: elite status
What the Chase Sapphire Reserve for Business's elite status covers as its issuer summarises it, which cards with dated benefits list the same thing for a lower fee, and whether the card's rewards pay its fee before the benefit is counted.
Read this first
This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 64 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.
What the summary says
IHG One Rewards Platinum Elite status through 31 December 2027
The summary states no limit for it. That means none was written down, not that there is none — the guide to benefits has the figure.
Read from the issuer's benefit summary 2026-11.
Who it is worth it for
If hotel elite status is the reason you are looking at the Chase Sapphire Reserve for Business, the American Express Hilton Honors Card lists it too, with no annual fee — $795 a year less. 12 cards here carry it for a lower fee in all. What the difference buys is the rest of the Chase Sapphire Reserve for Business: its rewards and the other benefits below. Compare the two summaries before deciding they are the same cover.
On rewards alone, the illustrative household spending $2,205 a month (the assumption, in full) earns about $655 a year on the Chase Sapphire Reserve for Business, or −$140 once its $795 fee is paid. So the rewards leave $140 of the fee for the card's credits and benefits — this one among them — to make up. It is worth it for somebody who would use enough of them, at face value, to cover that gap; credits are not priced here because they are worth their face only if you would have spent the money anyway.
Every card here with hotel elite status
| Card | Annual fee | What the summary says | Read |
|---|---|---|---|
| none | Automatic Hilton Silver status |
2026-09 | |
| none | Automatic IHG One Rewards Silver Elite status |
2026-11 | |
| none | Automatic Marriott Bonvoy Silver Elite status, renewed each calendar year |
2026-11 | |
| $95 | Automatic Marriott Bonvoy Silver Elite status each calendar year |
2026-11 | |
| $95 | World of Hyatt Discoverist status for as long as the account is open |
2026-11 | |
| $99 | Automatic IHG One Rewards Gold Elite status, and Platinum Elite after $15,000 of spend in a calendar year |
2026-11 | |
| $150 | Automatic Hilton Gold status |
2026-09 | |
| $250 | Complimentary Marriott Bonvoy Gold Elite status |
2026-10 | |
| $250 | Automatic Marriott Bonvoy Gold Elite status each calendar year |
2026-11 | |
| $550 | Automatic Hilton Diamond status |
2026-09 | |
| $650 | Automatic Marriott Bonvoy Platinum Elite status |
2026-09 | |
| $695 | IHG One Rewards Platinum Elite status |
2026-11 | |
| $795 | IHG One Rewards Platinum Elite status through 31 December 2027 |
2026-11 | |
Chase Sapphire Reserve for Business (this card) |
$795 | IHG One Rewards Platinum Elite status through 31 December 2027 |
2026-11 |
The Chase Sapphire Reserve for Business's other dated benefits
- Rental car — primary cover — up to $75,000 per claim
- Cell phone — up to $1,000 per claim
- Purchase protection — up to $10,000 per claim, 120 days
- Extended warranty
- Trip delay
- Trip cancellation
- Baggage
- Priority Pass lounges
- Global Entry / TSA PreCheck
- Roadside assistance
- Concierge
Questions people ask
Does the Chase Sapphire Reserve for Business come with hotel elite status?
Yes. Its benefit summary, read 2026-11, says: “IHG One Rewards Platinum Elite status through 31 December 2027”. The full guide to benefits sets the conditions, so read it before relying on the elite status.
Which credit card has hotel elite status for a lower annual fee than the Chase Sapphire Reserve for Business?
The American Express Hilton Honors Card lists it with no annual fee, $795 a year less. 12 cards with dated benefits carry it for a lower fee in all.
What the Chase Sapphire Reserve for Business earns, category by category · Every card with hotel elite status · How the data here is kept