Chase Sapphire Reserve for Business: extended warranty
What the Chase Sapphire Reserve for Business's extended warranty covers as its issuer summarises it, which cards with dated benefits list the same thing for a lower fee, and whether the card's rewards pay its fee before the benefit is counted.
Read this first
This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 64 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.
What the summary says
Extended warranty adds a year to manufacturer warranties of three years or less
The summary states no limit for it. That means none was written down, not that there is none — the guide to benefits has the figure.
Read from the issuer's benefit summary 2026-11.
Who it is worth it for
If extended warranty protection is the reason you are looking at the Chase Sapphire Reserve for Business, the Amazon Visa lists it too, with no annual fee — $795 a year less. 28 cards here carry it for a lower fee in all. What the difference buys is the rest of the Chase Sapphire Reserve for Business: its rewards and the other benefits below. Compare the two summaries before deciding they are the same cover.
On rewards alone, the illustrative household spending $2,205 a month (the assumption, in full) earns about $655 a year on the Chase Sapphire Reserve for Business, or −$140 once its $795 fee is paid. So the rewards leave $140 of the fee for the card's credits and benefits — this one among them — to make up. It is worth it for somebody who would use enough of them, at face value, to cover that gap; credits are not priced here because they are worth their face only if you would have spent the money anyway.
Every card here with extended warranty protection
| Card | Annual fee | What the summary says | Read |
|---|---|---|---|
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| none | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| none | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| none | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $39 | Extended warranty on eligible items bought with the card |
2026-11 | |
| $95 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $95 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $95 | Extended Warranty |
2026-11 | |
| $99 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $149 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $150 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $150 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $150 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $150 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $229 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $250 | Extended warranty adds up to a year to manufacturer warranties of five years or less |
2026-10 | |
| $325 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $350 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 | |
| $350 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $395 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-09 | |
| $595 | Extended Warranty |
2026-11 | |
| $695 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
| $795 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 | |
Chase Sapphire Reserve for Business (this card) |
$795 | Extended warranty adds a year to manufacturer warranties of three years or less |
2026-11 |
| $895 | Extended warranty adds a year to manufacturer warranties of five years or less |
2026-09 |
The Chase Sapphire Reserve for Business's other dated benefits
- Rental car — primary cover — up to $75,000 per claim
- Cell phone — up to $1,000 per claim
- Purchase protection — up to $10,000 per claim, 120 days
- Trip delay
- Trip cancellation
- Baggage
- Priority Pass lounges
- Global Entry / TSA PreCheck
- Hotel elite status
- Roadside assistance
- Concierge
Questions people ask
Does the Chase Sapphire Reserve for Business come with extended warranty protection?
Yes. Its benefit summary, read 2026-11, says: “Extended warranty adds a year to manufacturer warranties of three years or less”. The full guide to benefits sets the conditions, so read it before relying on the extended warranty.
Which credit card has extended warranty protection for a lower annual fee than the Chase Sapphire Reserve for Business?
The Amazon Visa lists it with no annual fee, $795 a year less. 28 cards with dated benefits carry it for a lower fee in all.
What the Chase Sapphire Reserve for Business earns, category by category · Every card with extended warranty protection · How the data here is kept