Cardful

Credit cards with roadside assistance

2 cards in the catalogue list roadside assistance among their benefits, none of them without an annual fee. The lowest annual fee among them is $795, on the Chase Sapphire Reserve. Those with a stated limit come first, largest first; the questions under the table answer it bank by bank.

Read this first

This list comes from each issuer's benefit summary, read on the month shown beside each card. Summaries leave out the exclusions, the claim limits per year and the conditions — often that the whole trip or purchase has to go on the card — so read the card's full guide to benefits before you rely on one. 64 of the 118 cards in the catalogue have no benefits recorded here yet and are left out, so a card missing from this list may still have it.

CardAnnual feeWhat the summary saysThe issuer's own summary of the benefit, shortened. Summaries leave out exclusions: read the card's benefit guide before relying on one.ReadThe month this card's benefits were last checked against the issuer.
$795
Roadside assistance covered up to $50 per incident, four times a year
2026-11
$795
Roadside assistance covered up to $50 per incident, four times a year
2026-11

Rewards rates are a separate question — each card's page says what it earns and whether its fee pays for itself. How the data here is kept, and how fresh it is.

Questions people ask

Which credit cards come with roadside assistance?

2 of the cards whose benefits Cardful has dated list it: Chase Sapphire Reserve and Chase Sapphire Reserve for Business. The benefits were read in 2026-11; a card with none recorded may still have it.

Is there a credit card with no annual fee that has roadside assistance?

Not among the 20 no-annual-fee cards whose benefits are dated here: none of them lists it. The lowest fee among the cards that do is $795 a year, on the Chase Sapphire Reserve.

Which Chase credit cards come with roadside assistance?

Of the 22 Chase cards whose benefits are dated here, Chase Sapphire Reserve and Chase Sapphire Reserve for Business list it. The other 20 don't list it in their dated benefits. 11 other Chase cards have no benefits recorded here yet, so this says nothing about them.

Do the Chase United cards come with roadside assistance?

No. Chase United Explorer, Chase United Quest, Chase United Gateway and Chase United Club Card — none of them lists it among their benefits, read 2026-11. Chase United Business Card and Chase United Club Business Card have no benefits recorded here, so they are not counted either way. Among Chase cards it comes with Chase Sapphire Reserve and Chase Sapphire Reserve for Business.

Do the Chase Freedom cards come with roadside assistance?

No. Chase Freedom Unlimited, Chase Freedom Flex and Chase Freedom Rise — none of them lists it among their benefits, read 2026-11. Chase Freedom has no benefits recorded here, so it is not counted either way. Among Chase cards it comes with Chase Sapphire Reserve and Chase Sapphire Reserve for Business.

Which American Express credit cards come with roadside assistance?

None of the 14 American Express cards whose benefits are dated here lists it. 10 other American Express cards have no benefits recorded here yet, so this says nothing about them.

Which Capital One credit cards come with roadside assistance?

None of the 6 Capital One cards whose benefits are dated here lists it. 1 other Capital One card has no benefits recorded here yet, so this says nothing about it.

Which Citi credit cards come with roadside assistance?

None of the 4 Citi cards whose benefits are dated here lists it. 7 other Citi cards have no benefits recorded here yet, so this says nothing about them.

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